Agreement to Terms

By accessing or using Unkie The Stock Junkie, you agree to be bound by these Terms of Use. If you disagree with any part of these terms, you may not access the website.

Educational Purpose Only

This website provides educational content about investing. Nothing on this site constitutes financial advice, investment recommendations, or professional services.

All content is for informational and educational purposes only.

Not Financial Advice

We are not financial advisors, investment managers, or securities professionals. We do not:

  • Provide investment advice
  • Recommend specific securities
  • Manage investment portfolios
  • Act as fiduciaries
  • Guarantee investment returns

Always consult qualified professionals before making investment decisions.

Age Requirements

This website is intended for users aged 13 and older. By using this site, you represent that you are at least 13 years old.

If you are under 18, we recommend discussing investing topics with a parent or guardian.

Intellectual Property

Content Ownership

All content on this website, including articles, images, graphics, and code, is owned by Unkie The Stock Junkie or licensed to us, unless otherwise noted.

Permitted Use

You may:

  • Read and learn from our content
  • Share links to our articles
  • Print articles for personal, non-commercial use
  • Use code from our open-source repository per the MIT license

Prohibited Use

You may NOT:

  • Copy and republish our content without permission
  • Sell or commercially exploit our content
  • Remove copyright notices or attributions
  • Use automated tools to scrape our content
  • Create derivative works without permission

User Conduct

When using this website, you agree to:

  • Use the site for its intended educational purpose
  • Not attempt to hack, disrupt, or damage the site
  • Not use the site for illegal purposes
  • Not impersonate others
  • Not spam or harass others

Third-Party Links

Our website may contain links to external websites. We are not responsible for:

  • The content of external sites
  • Privacy practices of external sites
  • Any damages from using external sites

Following external links is at your own risk.

Disclaimer of Warranties

This website is provided "as is" without warranties of any kind, either express or implied. We do not warrant that:

  • The site will be error-free
  • Content is accurate or complete
  • The site will be available uninterrupted
  • Any defects will be corrected

Limitation of Liability

To the maximum extent permitted by law, Unkie The Stock Junkie and its creators shall not be liable for:

  • Investment losses or gains
  • Direct, indirect, or consequential damages
  • Lost profits or data
  • Business interruption

Investment Risk Acknowledgment

By using this website, you acknowledge that:

  • Investing involves substantial risk
  • You can lose some or all of your invested capital
  • Past performance does not guarantee future results
  • You are solely responsible for your investment decisions

Changes to Terms

We reserve the right to modify these terms at any time. Changes will be posted on this page with an updated effective date.

Continued use of the website after changes constitutes acceptance of the new terms.

Governing Law

These terms shall be governed by and construed in accordance with the laws of the United States, without regard to conflict of law provisions.

Severability

If any provision of these terms is found to be unenforceable, the remaining provisions will remain in effect.

Contact Information

Questions about these terms? Contact us.

Effective Date: January 1, 2024